Facts? We Don't Need No Stinkin' Facts!

What happens if you get lost at the corner of Ignorance Drive and Lazy Lane?

Governor Ted was on a roll. Ted Strickland, our previous governor, is a national co-chairman for President Obama’s reelection campaign. It is his job to tell one side of the story. It is his job to shape the issues to his candidate’s advantage. And, if necessary, it is his job to bypass a fact or two en route to his desired destination. Governor Ted was born for this job. Lucky for him, the reporters were the Plain Dealer’s Sabrina Eaton and Stephen Koff.

The article, "Health care law may be big issue for young voters," appeared in last Sunday’s Plain Dealer. The online version linked here is slightly different from the version that appeared in the Plain Dealer. The crux of the article was that young adults are thrilled to be able to stay on their parents’ group health insurance policies. Dumping the Patient Protection and Affordable Care Act (PPACA) could cost the Republicans the votes of everyone under age 28.

This is where Governor Ted comes in.

Without the health care law, this group could lose coverage under their parents’ plans and “it’s impossible to be able to afford an individual policy unless you’re a wealthy or semi-wealthy person,” Strickland says.

It’s impossible? Balderdash!

This act of journalistic sloth, printing that claim by the president’s reelection campaign without question, is inexcusable. The Plain Dealer reporters could have interviewed any health insurance agent. They could have contacted an insurer, like Medical Mutual of Ohio, who, unlike the Plain Dealer, is still headquartered in downtown Cleveland. Or, they could have gone online and run a couple of quick quotes.

They chose to do nothing.

And speaking of nothing, covering your children on your employer’s group policy is not nothing. The employer may be paying some or even the entire premium. The parent may be paying all of the cost. Ask your boss how much, if anything, you are paying to cover your children.

Let’s look at some numbers. Medical Mutual of Ohio. Elite policy with an office copay, Rx card, and a $2,500 deductible. Cuyahoga County (most expensive in Ohio). Healthy non-smoker.
                                      Male                                                          Female
                                  $107.95                       21                            $136.50
                                  $110.56                       26                            $150.57

There are less expensive policies. You would never know any of this if your only source of information is the Plain Dealer.

Is $107.95 a month less than your employer’s policy? Most definitely. And if you are paying for this coverage, you may be able to save money by ignoring Governor Ted.

I am not running a campaign, so I will tell you the whole story. Some adult children are benefitting from the PPACA. If your child is unhealthy, if your child has had a major illness or injury, or if your daughter is pregnant, your employer’s group health coverage and the law that allows your child to remain on your policy, is a godsend. That is not dramatic or scary, but it is real.

We need more access to quality health care, not less. We need more facts, not less.

This post is contributed by a community member. The views expressed in this blog are those of the author and do not necessarily reflect those of Patch Media Corporation. Everyone is welcome to submit a post to Patch. If you'd like to post a blog, go here to get started.

Roger Vozar May 22, 2012 at 08:15 PM
Thanks for wading through the political rhetoric.
Dave Cunix May 22, 2012 at 09:09 PM
Thanks Roger. I hope people are following the links. Most are included to provide more info, but this post like most of mine, also has at least one link just for fun.
Thomas Wagner May 23, 2012 at 05:44 PM
Notwithstanding political rhetoric, the single most important accomplishment of the PPACA - ObamaCare - is to put everyone into the coverage pool. Isn't pooled risk the core concept of insurance? My Canadian relatives, and I have many, simply cannot understand the uproar over a concept that has served them very well since 1984. Germany has had it since Bismarck - 1883. Does ObamaCare - as with any major piece of legislation - need improvements and refinement? Of course. But not to its most important concept: "Everyone in the same pool."
Dave Cunix May 23, 2012 at 05:58 PM
Thomas: No argument here. This blog has always advocated for the individual mandate of some form if we are to have coverage available to everyone, regardless of health or hobby. In fact, that point was made in 2009, almost a year prior to the PPACA. Archives can be found at http://healthinsissueswithdave.blogspot.com or my website.


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