The Jefferson County Housing Task Force is pleased to announce its second Foreclosure Prevention and Financial Resource Fair for those who are facing financial hardship, concerned about not being able to make their next mortgage payment, or simply wanting to improve their financial health. This free event is open to the public.
The fair will be attended by the following mortgage loan servicers: Bank of America, Chase, Wells Fargo, Fannie Mae, PNC Bank, GMAC Mortgage, CitiMortgage and US Bank. ClearPoint Credit Counseling Solutions, Beyond Housing and United Way will also be present to discuss financial challenges with homeowners. The event will be held Saturday, February 4th from 8:00 a.m. to 12:00 p.m. at the Quad Cities Senior Center located in the Masonic Lodge at 221 Bailey Rd. Crystal City, MO 63019. No registration is required.
Department of Housing and Urban Development (HUD)-approved housing counselors will be available for one-on-one sessions to discuss mortgage and credit concerns. The fair will also connect attendees to representatives from a local realtor and short-sale expert, title company and attorney for no sales-based free advice. These representatives will take questions from homeowners in order to assist them in choosing options that best fit their needs.
Those who attend for mortgage default and foreclosure mitigation issues should bring the following paperwork:
• Current monthly mortgage statement
• Tax statements from the past two years
• Proof of income from the last 30 days that shows year-to-date earnings
• Two most recent bank statements (checking, savings, CD, IRA, stocks and bonds)
• List of monthly debts and expenses (printable budget at www.jeffersoncountyonline.org)
Attending this fair is a great opportunity to take financial inventory, address concerns, and reach your personal economic goals. If unable to attend, call The Jefferson County Housing Task Force for free counseling at 877-422-9043.
The Jefferson County Housing Task Force is a community partnership offering free assistance to Jefferson County residents facing mortgage problems due to stressed finances. This collaboration has resulted in a dedicated counseling hotline and a Department of Housing and Urban Development (HUD)-approved housing counselor available in-person by appointment in Arnold, House Springs, and Hillsboro. For more information visit www.jeffersoncountyonline.org.